These include activating your new debit card, transferring money between accounts, opening a savings account, or getting help. Depositing through Green Dot retailers.Īfter signing up, any interactions with your account can be done through the mobile app.

External bank link using your Chime routing and account numbers at your current banking platform.Direct bank linking by logging into your external account using the Chime app.If you decide to forego the direct deposit option, you can send money to your spending account >using the following methods: Once you're logged in, if you want to use direct deposit, you can print out or download the information your employer needs to direct your paychecks to Chime®. You'll need to provide your Social Security number, birth date, address, and a secure password and have your smartphone handy to complete the signup process. To get the most out of Chime, you must have a smartphone that is capable of downloading the app (available for Android and iPhone). However, there's no harm in using Chime as a secondary financial platform and using other methods of deposit. So customers are encouraged to allow direct deposit. See Terms and Conditions.24 hours a day, 7 days a week: 84 How Chime worksĬhime was designed to work as a user's primary financial management platform. SpotMe won’t cover non-debit card transactions, including ACH transfers, Pay Anyone transfers, or Chime Checkbook transactions.

Although there are no overdraft fees, there may be out-of-network or third party fees associated with ATM transactions. Your limit may change at any time, at Chime’s discretion. You will receive notice of any changes to your limit. Your limit will be displayed to you within the Chime mobile app. All qualifying members will be allowed to overdraw their account up to $20 on debit card purchases and cash withdrawals initially, but may be later eligible for a higher limit of up to $200 or more based on member’s Chime Account history, direct deposit frequency and amount, spending activity and other risk-based factors. You must have a Chime Checking Account to open a Chime Savings Account.Ģ Chime SpotMe is an optional, no fee service that requires a single deposit of $200 or more in qualifying direct deposits to the Chime Checking Account each at least once every 34 days. Cash withdrawal and Third-party fees may apply to Chime Checking Accounts. 1 There’s no fee for the Chime Savings Account.

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